Agropreneur is a mobile-based smallholder farmer lending solution. Our solution is designed to bridge the gap of immediate fund access for rural people (predominantly farmers) with limited access to formal credit. Loans are guaranteed by the farmers’ farm produce. It is meant to build their capacity to produce a better quality and higher quantity of the products they are already producing and by extension, lead to increased rural household incomes.
We offer smallholder farmers in-kind input loans to start or expand their farms. Group/community leaders and the farmer’s harvest guarantee the loans. The loan period is 6 months and we charge an interest of 15% to the farmer. The loans are strictly meant to be used for farm inputs & tools.
We mainly offer our services to farmers growing cereals such as maize, millet, sorghum, wheat, groundnuts, sesame as well as spices and select vegetables. We are also supporting poultry farmers. The main training offered by our agronomists tackles:
Use of inputs: seed, fertilizer & pesticides
Harvest, post-harvest management and Farm modernization & mechanization
We buy up all the farmers' produce, process it, package and sell it to whole sellers and retailers. We offer the farmers good prices for their produce and pick it directly from their premises. We put emphasis on quality of the produce our farmers produce so that we fulfill our promise to the consumers of our products